Your weekend retreat starts here
Secure the land you’ve been dreaming of, with local expertise, flexible terms, and competitive rates.
Local land. Local roots.
Your dream escape deserves a lender who understands the land—and lifestyle. We’re proud to serve our members with local knowledge and trusted support, because we live here too.
Competitive rates
Great rates make payments more affordable.
Low down payment
Low down payment options available, making it easier to buy now.
Multiple term options
Choose the repayment terms that work for your budget.
Buy the land, build your future
Whether it’s quiet woodlands or open fields, our raw land loans can help you secure ideal property while giving you time to build your future at your own pace.
Land to fit your lifestyle
We understand the unique value of recreational land. Enjoy flexible terms and down payment options tailored to your lifestyle, making it simple to enjoy your land however you choose.
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1
Complete an application
Apply online, by phone, in person, or through video banking.
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2
Get approved
We'll let you know if you're approved or pre-qualified.
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3
Close on your loan
Use the funds to purchase or refinance a plot of land or recreational property.
Have questions? We're here to help!
Land built for your lifestyle. Lending made for our members.
Backed by local support and tailored solutions—it pays to be a member.
Disclosures
1 Recreational property loans are adjustable rate mortgages (ARMs). ARMs are a variable rate loan product. During the initial term of the loan the rate will remain unchanged; after that, the rate is subject to adjust at a set interval.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.
Home Mortgage Disclosure Act Notice
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. In order to receive account notifications you must enroll in online banking services and specifically text notifications. Membership required.
Rates
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2022 and newer |
48 months |
5.74 |
$23.37 |
|
2022 and newer |
60 months |
6.94 |
$19.77 |
|
2022 and newer |
72 months |
7.24 |
$17.16 |
|
2022 and newer |
84 months |
7.34 |
$15.26 |
|
2016 - 2021 |
48 months |
7.34 |
$24.10 |
|
2016 - 2021 |
60 months |
7.84 |
$20.20 |
|
2016 - 2021 |
72 months |
8.94 |
$18.00 |
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