Where dreams meet opportunity.
We’re here to show you the possibilities and support your financial future.
Today's rates
View all ratesCertificates3,4
As high as % APYIRA Certificates3,4
As high as % APYBoosted Savings4
As high as % APYSavings
For a rainy day, retirement, future purchase, or fun, our savings accounts are designed for your life.
Checking
Keep it simple and rewarding, with a checking account. Enjoy easy-to-use digital tools to keep track of your finances on the go.
Loans
Whether you want to buy a home, vehicle, solar panels, or anything else, we have your back with competitive loan options that fit your life.
Members tell us they feel like they're treated like family and appreciate their interactions with employees.
Community pride, community impact
We support 300+ community charities, causes, and special events
We've been your neighbor for over 85 years
In 2023, our team members have volunteered 2,000+ hours in our communities
Disclosures
1 To be eligible for this promotion the primary applicant must (1) not have been an owner of a Members EcoChoice or Checking account within the 12-month period prior to application; (2) be in good standing if currently a member; (3) be at least 18 years old; and (4) provide the bonus code at the time of account opening. To receive the bonus, within 60 days of account opening the new account must have direct deposits totaling $500 or more and one debit card purchase. The bonus will be deposited into the recipient’s Share Savings account within 30 days once all requirements are met. This is a limited-time promotion and may be modified or terminated without notice at the credit union’s discretion. Additional restrictions and eligibility requirements apply.
2 To be eligible, the loan must be approved and funded by December 31, 2024. Refinance of an existing Members loan will not be eligible for this promotion. At Members’ discretion, this promotion may be discontinued at any time without notice. Rates are dependent on credit history, down payment, collateral, loan amount and term length.
3 $1,000 minimum balance. A penalty will be imposed for early withdrawal.
4 APY is the Annual Percentage Yield. The stated APY is effective as of October 9, 2024. The APY is variable and may change at any time. For certificates, the APY assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings.
Membership and loan approval required. Restrictions apply and products are subject to account requirements.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as loan collateral must be within the states of Minnesota and Wisconsin.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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North Branch Building:
Our North Branch office is moving to a new location later this year! Learn more