For whatever life brings
Consolidate debt, pay for unexpected expenses, and more, with great rates and predictable monthly payments.
Fixed rates
Your rate won't change over the life of the loan.
Flexible terms
Terms up to 72 months for payments that work for you.1
Signature loan
Get a loan based on your credit standing — no collateral required.
Flexible loan limits
Loan amounts up to $35,000.
Loan protection
Protect yourself from the unexpected with our loan protection services.2
Rate discounts
Get a .25% rate decrease with automatic payments from a Members account.3
Today's rates
View more rates36 months
As low as % APR4Calculate your monthly payment5
Monthly Payment
For whatever you need
Consolidate debt, pay medical expenses, buy a vehicle, or take a vacation. Rest easy knowing you have it covered.
One monthly payment
Use your funds to consolidate debts into one affordable fixed rate monthly payment.
Best place to bank at. The staff is super nice and actually helped save us money.
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1
Complete an application
Fill out an application online or visit us at a branch.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Use the funds
We'll send you the funds to use how you want.
Have questions? We're here to help!
Your life, your loan
Use your funds however you want, with flexible, affordable personal loan financing.
Disclosures
1 Example terms of repayment: 72-month loan at 12.49% APR would result in monthly payments at $19.81 per $1,000 borrowed.
2 Debt protection is provided by Allied Solutions LLC and is subject to their eligibility requirements, terms and conditions.
3 Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher).
4 APR is the Annual Percentage Rate. The stated APR is effective as of October 9, 2024. Rates listed are the lowest possible rates and require automatic payments (without auto pay the APR will be 0.25% higher). Rates may be higher based on a number of factors such as credit history, term length, etc. Rates, terms and conditions may change at any time.
5 The calculator is provided for informational purposes only and any calculation is solely an estimate based on the information you provide. There is no guaranteed rate or earnings on a checking account. Contact Members Cooperative Credit Union at 1-800-296-8871 for more information.
Membership and loan approval required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Rates
Term | APR as low as | Payment example per $1,000 borrowed |
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36 months |
10.99 |
$32.73 |
48 months |
11.69 |
$26.18 |
60 months |
11.89 |
$22.19 |
72 months |
12.49 |
$19.81 |
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