Designed for business
Choose your card for cash back, lower rates, flexible rewards, or to build business credit. You have options!1
Pick your fit
Choose from four unique card options.
Easy to qualify
Get approval based on personal credit so your business can qualify.2
Competitive rates
Competitive rates for more affordable credit.
Separate expenses
Separate your business and personal credit to protect your personal assets.
Employee cards
No additional fees to issue cards to your employees.3
Earn rewards
Get rewarded for purchases you’d make anyway, and put more back into your business.4
A card that fits your business
Choose from four great card options with perks including lower rates, cash back, and flexible rewards.
Build business credit
New business? Approval can be based on your personal credit. Transactions are reported to credit bureaus so you can start building your business credit.
Great personal service. Best online banking, especially for business use.
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1
Complete an application
Fill out an application online or visit us in branch.
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2
Get approved
You'll be updated with your approval status.
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3
Get your card
You'll receive your credit card by mail within 10-14 business days.
Have questions? We're here to help!
Simplify business spending
You have options with a business credit card. Low introductory rates, cash back, and flexible rewards are just the beginning!
Disclosures
1 The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.
2 The business owner will have their credit reviewed as part of the application process. Business credit card approval is determined by Elan Financial Services. The business owner and business shall be jointly and severally liable for all charges on the account.
3 Liability and responsibility related to business credit cards issued to additional users is subject to the terms contained in the applicable credit card agreement.
4 Rewards, including restrictions thereon, are subject to the terms contained in the applicable business credit card agreement.
Membership required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Features
Low rates
Get lower card rates compared to many financial institutions to save you money on your account balance.
Earn rewards
Get rewarded for purchases you’d make anyway to put more back into your business.
Low balance transfer fee
Transfer your card balance from another financial institution at no charge to save on interest.
Separate expenses
Protect your personal assets from liability with automatic separation of business and personal expenses on your card statement.
Cash advance
Get the cash you need to pay for short-term operating expenses using your business credit card.
Digital wallet
Make business purchases, even if you don’t have your card with Apple Pay®, Google Pay™, and Samsung Pay® options.
Cardmember services
The help you need, when you need it! Get access to 24/7 cardmember services for professional solutions for all your issues and questions.
Variety of options
We offer four business credit card options, each with different perks, so you can choose the card that works for your business needs.
Build business credit
Open a business credit card using your personal credit, so even new businesses can enjoy flexible spending. Cards report to business credit bureaus, so you can start building business credit right away.
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North Branch Building:
Our North Branch office is moving to a new location later this year! Learn more