Loan payment options
Non-member and dealer loan services
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Pay from a savings or checking account or debit card at another financial institution.
Set up recurring payments for free. One-time payments incur a fee of $4.95.
Guest user
Pay from a savings or checking account or debit card at another financial institution.
One-time payments incur a fee of $4.95.
In-person payments
Stop by your local branch to make a payment.
Mailed payments
Members Cooperative Credit Union
P.O. Box 161618
Duluth, MN 55816
Skip-A-Payment
Apply to skip your personal loan payment on qualifying loans.1
Member services
Online and mobile banking payments
Make a payment through online banking using your existing savings or checking account.
In-person payments
Stop by your local branch to make a payment.
Mailed payments
Members Cooperative Credit Union
P.O. Box 161618
Duluth, MN 55816
Skip-A-Payment
Apply to skip your personal loan payment on qualifying loans.1
Have questions? We're here to help!
Disclosures
1 Skip-A-Payment is only available on Members Cooperative Credit Union loans that are in good standing, at least six months old, unmodified, and contain a perfected lien, if applicable, and the borrower qualifies. Borrower may be disqualified for various reasons including overdrawn shares, loan delinquency, or past charge offs. Only one payment may be skipped within a rolling 12-month period. Each skipped payment will be applied to the end of the loan, extending the loan repayment period one month beyond the current maturity date. GAP coverage, where applicable, will not be extended beyond the original maturity date.
Skip-A-Payment is not available on first mortgages, home equity lines of credit, home equity loans, VISAâ„¢ credit cards, Expanded Plus auto loans, Drive and Save auto loans, or business loans. Exclusions also include loans with CPI insurance or those currently being paid by Allied or similar disability insurance. The credit union reserves the right to modify or discontinue this program at any time without notice.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. Borrowers are responsible for ensuring that payments are received timely.
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