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Land today. Plans tomorrow.

A little more land. A lot more life.

Follow wherever home takes you.

Local land. Local roots.

Your dream escape deserves a lender who understands the land—and lifestyle. We’re proud to serve our members with local knowledge and trusted support, because we live here too.

Competitive rates

Great rates make payments more affordable.

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Low down payment

Low down payment options available, making it easier to buy now.

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Multiple term options

Choose the repayment terms that work for your budget.

Raw Land Loan1

Buy the land, build your future

Whether it’s quiet woodlands or open fields, our raw land loans can help you secure ideal property while giving you time to build your future at your own pace.

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Recreational Property Loans1

Land to fit your lifestyle

We understand the unique value of recreational land. Enjoy flexible terms and down payment options tailored to your lifestyle, making it simple to enjoy your land however you choose.

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How it works

Connect your vision to the land beneath your feet in just a few steps.

  • 1

    Complete an application

    Apply online, by phone, in person, or through video banking.

  • 2

    Get approved

    We'll let you know if you're approved or pre-qualified.

  • 3

    Close on your loan

    Use the funds to purchase or refinance a plot of land or recreational property.

Apply now

Have questions? We're here to help!

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Schedule an appointment

 

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Meet virtually

 

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Give us a call

 

Land built for your lifestyle. Lending made for our members.

 

Backed by local support and tailored solutions—it pays to be a member.

 

Apply now

Disclosures

1 Recreational property and raw land loans are adjustable rate mortgages (ARMs). ARMs are a variable rate loan product. During the initial term of the loan the rate will remain unchanged; after that, the rate is subject to adjust at a set interval.

Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as mortgage security must be within the states of Minnesota and Wisconsin. Membership and loan approval required. Restrictions apply.

Home Mortgage Disclosure Act Notice

Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers. In order to receive account notifications you must enroll in online banking services and specifically text notifications. Membership required.

Video Banking