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Anyone can experience financial hardship. Let us help you explore options for your financial path.
Personal and short-term loans
Get a little wiggle room with these options.
Personal Loan: Borrow funds without collateral, based on your credit standing.
- Loans up to $5,000
- Loan amount determined by your credit score
- No collateral required
- Use funds for many purposes, including debt consolidation
Short-Term Loan: Get funds fast and repay quickly.
- Loan amount determined by your credit score
- No collateral required
- Used to provide funds for anticipated future proceeds (e.g., tax refunds)
Have questions? We're here to help!
Disclosures
1 Skip-A-Payment is only available on Members Cooperative Credit Union loans that are in good standing, at least six months old, unmodified, and contain a perfected lien, if applicable, and the borrower qualifies. Borrower may be disqualified for various reasons including overdrawn shares, loan delinquency, or past charge offs. Only one payment may be skipped within a rolling 12-month period. Each skipped payment will be applied to the end of the loan, extending the loan repayment period one month beyond the current maturity date. GAP coverage, where applicable, will not be extended beyond the original maturity date.
Skip-A-Payment is not available on first mortgages, home equity lines of credit, home equity loans, VISAâ„¢ credit cards, Expanded Plus auto loans, Drive and Save auto loans, or business loans. Exclusions also include loans with CPI insurance or those currently being paid by Allied or similar disability insurance. The credit union reserves the right to modify or discontinue this program at any time without notice.
Membership and loan approval required.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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