It pays to be a member.
Become a new member and get up to a $300 cash bonus with qualifying activities!1,2
Support you can count on
Whether you’re at home or on the go, Members is never far when you need us.
40,000+ ATMS
Access over 40,000 MoneyPass® surcharge-free ATMs nationwide.4
Mobile app
Keep tabs on your spending with the Members mobile app.
Video Banking
Talk to a real person and get help when you need it.
Membership that pays
Being a member pays in more ways than one. Join now to claim your cash bonus and discover the benefits of membership.
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Disclosures
1 To be eligible for this promotion the primary applicant must (1) not have been an owner of a Members EcoChoiceTM or Checking account within the 12-month period prior to application; (2) be in good standing if currently a member; (3) be at least 18 years old; and (4) provide the bonus code at the time of account opening. To receive the bonus, within 60 days of account opening the new account must have direct deposits totaling $500 or more and one debit card purchase. The bonus will be deposited into the recipient’s Share Savings account within 30 days once all requirements are met. This is a limited-time promotion and may be modified or terminated without notice at the credit union’s discretion. Additional restrictions and eligibility requirements apply. Membership required and subject to account restrictions.
2 To be eligible for this promotion the primary applicant must (1) have a Members funded auto or recreational loan (2) not have been an owner of a Members EcoChoiceTM or Checking account within the 12-month period prior to application; (3) be in good standing if currently a member; (4) be at least 18 years old; (5) provide the bonus code at the time of account opening; and (6) must open a checking account within 45 days of loan closing. To receive the bonus, within 60 days of account opening the new account must have direct deposits totaling $500 or more and one debit card purchase. The bonus will be deposited into the recipient’s Share Savings account within 30 days once all requirements are met. This promotion may be modified or terminated without notice at the credit union’s discretion. Additional restrictions and eligibility requirements apply. Membership and loan approval required and subject to account restrictions.
3 To be eligible the primary borrower on the Members loan must (1) open a Members checking or savings account and (2) set up automatic payments from their Members account for their regularly scheduled monthly Members loan payments. The rate discount will be applied on the loan the month following satisfaction of all requirements. Additional restrictions and eligibility requirements apply. Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
4 Members Cooperative Credit Union is a participant in the MoneyPass® ATM network. If a location has more than one ATM, look for the appropriate logo at the ATM or on the ATM screen.
Rates
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
| 2022 and newer | 48 months | 5.74 | $23.37 |
| 2022 and newer | 60 months | 6.94 | $19.77 |
| 2022 and newer | 72 months | 7.24 | $17.16 |
| 2022 and newer | 84 months | 7.34 | $15.26 |
| 2016 - 2021 | 48 months | 7.34 | $24.10 |
| 2016 - 2021 | 60 months | 7.84 | $20.20 |
| 2016 - 2021 | 72 months | 8.94 | $18.00 |
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