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Debt Consolidation

Debt doesn’t define you

Simplify your payments, reduce stress, and start building a brighter financial future.

Why consolidate your debt?

Take control of your finances with a simple, effective approach to managing debt.

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Simplify finances

Combine multiple debts into a single, manageable payment.

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Lower payments

Reduce monthly obligations and ease financial stress.

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Save on interest

Achieve long-term savings with competitive rates.

How it works

Complete three easy steps to take control of your debt.

  • 1

    Schedule an appointment

    Speak with a financial expert to explore your options.

  • 2

    Review your finances

    Understand your debts, income, and goals to create a clear path forward.

  • 3

    Get a clear plan

    Receive personalized guidance to regain control of your finances.

Get started

Stop stressing over debt – take action today

Regain financial confidence one step at a time.

Get started

Disclosures

The ability to simplify, lower payments, and/or save on interest is dependent on the specific attributes of the applicant’s existing debt, creditworthiness, loan type and term, etc. Lower payments and savings are not guaranteed. Eligibility requirements may apply.

Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only and property used as security must be within the states of Minnesota and Wisconsin. Restrictions apply.

Members Cooperative Credit Union does not provide tax, accounting or legal advice. Membership and loan approval required.

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Holiday closure: All offices will be closed on Monday, January 19, in observance of Martin Luther King, Jr. Day. View all our holiday closures.