IRA Certificate rates
| Account | Minimum balance | APY |
|---|---|---|
|
13 Month Share IRA Certificate |
$1,000.00 |
4.00 |
|
13 Month Share IRA Certificate |
$100,000.00 |
4.00 |
| Minimum balance | APY | |
|---|---|---|
|
MembersPlus 12 Month Share IRA Certificate |
$1,000.00 |
3.00 |
|
MembersPlus 12 Month Share IRA Certificate |
$100,000.00 |
3.10 |
|
MembersPlus 24 Month Share IRA Certificate |
$1,000.00 |
2.50 |
|
MembersPlus 24 Month Share IRA Certificate |
$100,000.00 |
2.60 |
|
MembersPlus 36 Month Share IRA Certificate |
$1,000.00 |
3.35 |
|
MembersPlus 36 Month Share IRA Certificate |
$100,000.00 |
3.45 |
|
MembersPlus 48 Month Share IRA Certificate |
$1,000.00 |
3.45 |
|
MembersPlus 48 Month Share IRA Certificate |
$100,000.00 |
3.55 |
|
MembersPlus 60 Month Share IRA Certificate |
$1,000.00 |
3.50 |
|
MembersPlus 60 Month Share IRA Certificate |
$100,000.00 |
3.60 |
| Minimum balance | APY | |
|---|---|---|
|
MembersBasic 12 Month Share IRA Certificate |
$1,000.00 |
2.25 |
|
MembersBasic 12 Month Share IRA Certificate |
$100,000.00 |
2.25 |
|
MembersBasic 24 Month Share IRA Certificate |
$1,000.00 |
2.10 |
|
MembersBasic 24 Month Share IRA Certificate |
$100,000.00 |
2.20 |
|
MembersBasic 36 Month Share IRA Certificate |
$1,000.00 |
2.95 |
|
MembersBasic 36 Month Share IRA Certificate |
$100,000.00 |
3.05 |
|
MembersBasic 48 Month Share IRA Certificate |
$1,000.00 |
3.05 |
|
MembersBasic 48 Month Share IRA Certificate |
$100,000.00 |
3.15 |
|
MembersBasic 60 Month Share IRA Certificate |
$1,000.00 |
3.10 |
|
MembersBasic 60 Month Share IRA Certificate |
$100,000.00 |
3.20 |
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Disclosures
APY is the Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
MembersPlus accounts require at least two products, one of which is a Members active checking account; active checking means a minimum of five debits per month or recurring direct deposit(s) totaling a minimum of $500 a month.
Membership required and subject to account requirements.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
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