IRA Certificate rates
Account | Minimum balance | APY |
---|---|---|
13 Month Share IRA Certificate |
$1,000.00 |
4.25 |
Minimum balance | APY | |
---|---|---|
MembersPlus 12 Month Share IRA Certificate |
$1,000.00 |
3.00 |
MembersPlus 12 Month Share IRA Certificate |
$100,000.00 |
3.10 |
MembersPlus 24 Month Share IRA Certificate |
$1,000.00 |
2.50 |
MembersPlus 24 Month Share IRA Certificate |
$100,000.00 |
2.60 |
MembersPlus 36 Month Share IRA Certificate |
$1,000.00 |
2.40 |
MembersPlus 36 Month Share IRA Certificate |
$100,000.00 |
2.50 |
MembersPlus 48 Month Share IRA Certificate |
$1,000.00 |
2.60 |
MembersPlus 48 Month Share IRA Certificate |
$100,000.00 |
2.70 |
MembersPlus 60 Month Share IRA Certificate |
$1,000.00 |
2.60 |
MembersPlus 60 Month Share IRA Certificate |
$100,000.00 |
2.70 |
Minimum balance | APY | |
---|---|---|
MembersBasic 12 Month Share IRA Certificate |
$1,000.00 |
2.25 |
MembersBasic 12 Month Share IRA Certificate |
$100,000.00 |
2.25 |
MembersBasic 24 Month Share IRA Certificate |
$1,000.00 |
2.10 |
MembersBasic 24 Month Share IRA Certificate |
$100,000.00 |
2.20 |
MembersBasic 36 Month Share IRA Certificate |
$1,000.00 |
2.00 |
MembersBasic 36 Month Share IRA Certificate |
$100,000.00 |
2.10 |
MembersBasic 48 Month Share IRA Certificate |
$1,000.00 |
2.20 |
MembersBasic 48 Month Share IRA Certificate |
$100,000.00 |
2.30 |
MembersBasic 60 Month Share IRA Certificate |
$1,000.00 |
2.20 |
MembersBasic 60 Month Share IRA Certificate |
$100,000.00 |
2.30 |
Minimum balance | APY | |
---|---|---|
MembersPlus 24 Month Bump Up Share IRA Certificate |
$1,000.00 |
2.35 |
MembersPlus 24 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.45 |
MembersPlus 36 Month Bump Up Share IRA Certificate |
$1,000.00 |
2.25 |
MembersPlus 36 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.35 |
MembersPlus 48 Month Bump Up Share IRA Certificate |
$1,000.00 |
2.45 |
MembersPlus 48 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.55 |
MembersPlus 60 Month Bump Up Share IRA Certificate |
$1,000.00 |
2.45 |
MembersPlus 60 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.55 |
Minimum balance | APY | |
---|---|---|
MembersBasic 24 Month Bump Up Share IRA Certificate |
$1,000.00 |
1.95 |
MembersBasic 24 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.05 |
MembersBasic 36 Month Bump Up Share IRA Certificate |
$1,000.00 |
1.85 |
MembersBasic 36 Month Bump Up Share IRA Certificate |
$100,000.00 |
1.95 |
MembersBasic 48 Month Bump Up Share IRA Certificate |
$1,000.00 |
2.05 |
MembersBasic 48 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.15 |
MembersBasic 60 Month Bump Up Share IRA Certificate |
$1,000.00 |
2.05 |
MembersBasic 60 Month Bump Up Share IRA Certificate |
$100,000.00 |
2.15 |
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Disclosures
APY is the Annual Percentage Yield and assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
MembersPlus accounts require at least two products, one of which is a Members active checking account; active checking means a minimum of five debits per month or recurring direct deposit(s) totaling a minimum of $500 a month. The rate on a Bump Up Certificate can be increased one time during each term of the certificate. Rate increase requests are limited o the current rates advertised for the MembersBasic and MembersPlus Certificates for the same term length as of the date the rate increase request is received by Members. The increased rate will apply to the period of time remaining on the certificate term beginning on the date of the request.
Membership required and subject to account requirements.
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