Loan rates
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2022 and newer |
36 months |
5.84 |
$30.35 |
|
2022 and newer |
60 months |
5.94 |
$19.30 |
|
2022 and newer |
72 months |
6.04 |
$16.59 |
|
2022 and newer |
84 months |
6.14 |
$14.68 |
|
2022 and newer |
96 months |
6.64 |
$13.46 |
|
2016 - 2021 |
60 months |
5.94 |
$19.30 |
|
2016 - 2021 |
72 months |
6.44 |
$16.78 |
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2021 and newer |
60 months |
6.74 |
$19.68 |
|
2021 and newer |
72 months |
7.04 |
$17.07 |
|
2021 and newer |
84 months |
7.14 |
$15.16 |
|
2021 and newer |
120 months |
7.74 |
$12.00 |
|
2015 - 2020 |
60 months |
7.74 |
$20.15 |
|
2015 - 2020 |
72 months |
8.84 |
$17.95 |
|
2015 - 2020 |
84 months |
9.34 |
$16.26 |
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2021 and newer |
48 months |
6.24 |
$23.60 |
|
2021 and newer |
60 months |
7.44 |
$20.01 |
|
2021 and newer |
72 months |
7.74 |
$17.41 |
|
2021 and newer |
84 months |
7.84 |
$15.51 |
|
2015 - 2020 |
48 months |
7.94 |
$24.38 |
|
2015 - 2020 |
60 months |
8.34 |
$20.44 |
|
2015 - 2020 |
72 months |
9.44 |
$18.24 |
| Year | Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|---|
|
2022 and newer |
36 months |
5.84 |
$30.35 |
|
2022 and newer |
60 months |
5.94 |
$19.30 |
|
2022 and newer |
72 months |
6.04 |
$16.59 |
|
2022 and newer |
84 months |
6.14 |
$14.68 |
|
2016 - 2021 |
60 months |
5.94 |
$19.30 |
|
2016 - 2021 |
72 months |
6.44 |
$16.78 |
| Term | APR as low as | Payment example per $1,000 borrowed |
|---|---|---|
|
36 months |
10.99 |
$32.73 |
|
48 months |
11.69 |
$26.18 |
|
60 months |
11.89 |
$22.19 |
|
72 months |
12.49 |
$19.81 |
| Loan | APR as low as |
|---|---|
|
Credit Builder loan |
5.20 |
| Loan | APR as low as |
|---|---|
|
Personal Line of Credit |
8.99 |
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Disclosures
APR is the annual percentage rate. All payment examples are calculated using the lowest rate available, which requires automatic payments (without auto pay the APR will be 0.25% higher). For Auto Loans and Boat loans the calculation assumes an 80% loan to value; for RV, Motorsports and Motorcycle Loans the calculation assumes a 100% loan to value. Rates may be higher depending on factors such as credit history, loan to value, collateral, term length, etc., as applicable.
Use of online or other electronic services may require specific hardware and software and your agreement to certain terms and conditions. Access is subject to the availability of the internet, cellphone and network coverage and plans, and typical service interruptions stemming from your providers or the credit union’s providers.
Members Cooperative Credit Union lends to Minnesota and Wisconsin residents only. Membership and loan approval required.
Rates
New & used auto loan rates
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